Money basics that work on a salary
- Budgeting and the emergency fund
- Term and health insurance before investing
- Managing EMIs, credit cards and credit score
- Goal planning: house, children's education, retirement
Workplace Wealth Programme · For HR & Corporate Partners
A wealth benefit for your employees that costs your company nothing.
Maitra Wealth runs free financial-literacy and tax-planning sessions at your office, then opens trading and demat accounts for interested employees in about five minutes each, on Nova pricing of ₹9 per executed order.
₹0 cost to the employer
Education only, no tips
Opt-in for every employee
Sessions in 5 languages
Explainer video
The programme in under two minutes
Watch the Maitra Wealth Workplace Wealth Programme overview. The video will appear here once the MP4 is uploaded.
The video plays automatically while this section is in view and pauses when you scroll away. Use the player controls to pause or enable sound.
Free training curriculum
Six sessions your employees will actually use
Each session runs 45 to 60 minutes, on-site or online, conducted by NISM-certified trainers. We teach concepts and risk; we never give stock tips in a session.
Choose the right regime and save tax legally
New regime (default)
- No tax on income up to ₹12 lakh; about ₹12.75 lakh for salaried employees after the ₹75,000 standard deduction
- Employer NPS contribution deductible up to 14% of basic + DA
- Best for employees with few deductions
Old regime (by choice)
- 80C deductions up to ₹1.5 lakh: ELSS, PPF, EPF, life insurance, principal on home loan
- Extra ₹50,000 for own NPS contribution
- Health insurance, HRA and home-loan interest benefits
The Income-tax Act, 2025 replaced the 1961 Act from 1 April 2026 and renumbered sections; the session uses the current rules and section names. General education only, not tax advice for any individual.
Start investing with ₹500 a month
- Equity, debt, hybrid and index funds
- SIP, step-up SIP and compounding
- ELSS for tax saving with a 3-year lock-in
- Expense ratio, direct and regular plans
How the stock market really works
- Demat and trading accounts explained
- Delivery vs intraday, ETFs, stock SIP
- Applying for IPOs through UPI
- Reading a company's basic numbers
Futures and options, with the risks first
- How futures, calls and puts work
- Margin, leverage and position sizing
- Why most retail F&O traders lose money, per SEBI's own studies
- Hedging a long-term portfolio
Gold, silver and commodity markets
- Gold ETFs, gold funds and MCX contracts
- Silver, crude oil and agri commodities
- Commodities as a portfolio diversifier
- Contract specifications and risk
What HR teams ask us
Built around your company's rules
HR and compliance teams usually ask the same six questions before approving a financial-wellness partner. Here are our commitments.
"What does it cost us?"
Zero cost to the company
Training, trainers, materials and the eKYC camp are free. No payroll integration and no contract fee.
"Will you hard-sell to my staff?"
Education first, opt-in only
Sessions teach concepts. Only employees who ask to open an account are contacted. No tips, no cold calls, no spam.
"What happens to employee data?"
Handled as per the DPDP Act
Employee details are used only for account opening and service. We never sell data, and we share only attendance and feedback counts with HR.
"We are a listed company."
Insider-trading code respected
We cover trading windows and pre-clearance in the session. Employees can download holding and transaction statements for your compliance team.
"Our people work in shifts."
Flexible formats and languages
On-site, lunch-and-learn or online. Sessions in English, Tamil, Hindi, Malayalam and Kannada.
"Is the broker regulated?"
SEBI-registered, exchange member
Maitra Commodities Pvt. Ltd. is a SEBI-registered stock broker and depository participant. Registration details are listed below.
How it works
From HR request to employee accounts
Submit the HR request
Fill the form on this page with your company and HR contact details.
2 minutesWe call you back
Our corporate team confirms headcount, locations, language and session format.
Within 1 working dayFree demo at your office
A 45-minute session for employees, or a preview for HR and leadership first.
On a date you chooseeKYC camp
Our team sits at a help desk; interested employees open accounts on their phones.
About 5 minutes per employeeOngoing support
A named relationship manager, follow-up sessions and a WhatsApp support line.
Every quarter
For the eKYC camp
What employees should bring
- PAN card
- Mobile number linked to Aadhaar, for OTP and Aadhaar eSign
- Bank account details (a cancelled cheque or bank statement helps)
- Signature on white paper, for upload
- Income proof, only for employees who want to trade F&O or commodities (salary slip or bank statement)
Nova pricing for your employees
₹0 for 30 days, then a flat ₹9 per order
| Segment | First 30 days | From day 31 |
|---|---|---|
| Equity intraday (stocks, ETFs) | ₹0 | ₹9 / order |
| Equity delivery (stocks, ETFs) | ₹0 | ₹9 / order |
| Equity futures (index and stock) | ₹0 | ₹9 / order |
| Equity options (index and stock) | ₹0 | ₹9 / order, not per lot |
| Commodity futures (MCX) | ₹0 | ₹9 / order |
| Commodity options (MCX) | ₹0 | ₹9 / order |
| IPO applications | ₹0 | ₹0 |
Always ₹0: account opening, demat AMC for life, IPO applications, call & trade, auto square-off; no volume commitments. Other charges: CDSL DP ₹50 per scrip on sell from demat; margin pledge/unpledge ₹30 + GST per ISIN; MTF interest 18% p.a. (optional). Statutory charges (STT/CTT, stamp duty, exchange transaction charges, SEBI fee ₹10 per crore, GST at 18%) apply as levied. The 30 days are counted from account activation for trading; offer terms subject to change. Investments in the securities market are subject to market risks; read all related documents carefully before investing.
Brokerage comparison
How much your employees save with Nova
Nova charges a flat ₹9 per executed order, not per lot. Compare that with a broker charging ₹20 per executed order and one charging ₹40 per lot.
| Charge | Maitra Wealth Nova | At ₹20 per executed order | At ₹40 per lot |
|---|---|---|---|
| First 30 days from activation | ₹0 brokerage | ₹20 per order | ₹40 per lot |
| Intraday or delivery order | ₹9 | ₹20 | Varies by broker |
| Futures order, 1 lot | ₹9 | ₹20 | ₹40 |
| Options order, 1 lot | ₹9 | ₹20 | ₹40 |
| Options order, 5 lots | ₹9 per order, not per lot | ₹20 | ₹200 |
| MCX commodity futures or options order | ₹9 | ₹20 | ₹40 per lot |
| Account opening | ₹0 | Varies | Varies |
| Demat AMC | ₹0 for life | Varies | Varies |
| IPO applications · call & trade | ₹0 | Varies | Varies |
| Free investor training at your office | Yes, 6 sessions | Rarely | Rarely |
Savings calculator
One employee's trading. Assumes 22 trading days a month.
Quick pick:
Brokerage per month, after the 30-day free period
Saved a year vs ₹40 per lot–
Saved a year vs ₹20 per order–
Brokerage only, before GST. Statutory and clearing charges are not included. Yearly saving = monthly difference × 12, after the 30-day free period. Same method as the calculator on nova.maitrawealth.com.
HR request form
Request a free demo for your employees
Tell us about your company. Our corporate team will call the HR contact and plan the session with you.
- You submit this form in about two minutes.
- We call the HR contact within one working day.
- We visit your office for a free demo and eKYC camp.
Your details are used only to contact you about this programme.
Questions from HR
Frequently asked
Is account opening mandatory for employees who attend?
No. Attendance is free and carries no obligation. Employees who want an account can open one at the eKYC desk or later from the Maitra Wealth app.
Does the company have to sign an agreement?
Not for the free sessions. If your policy needs one, we can sign a simple engagement letter or NDA covering conduct, data handling and the session schedule.
Can employees who already have a demat account join?
Yes. The training is useful for everyone. Employees can keep their existing account or open a Maitra Wealth account alongside it.
How many employees do you need for an on-site session?
We run on-site sessions for groups of about 20 or more. Smaller teams and remote staff can join an online session.
Do you recommend specific stocks or funds in the sessions?
No. The sessions are investor education. We explain products, risks and tax rules so employees can make their own decisions.
Which cities do you cover?
We visit offices across Tamil Nadu, Kerala and Karnataka through our branches, including Chennai and Trichy. Online sessions are available anywhere in India.